NCO Financial Services Collection Agency

fdcpa_debt_collector_harassmentAre you receiving unwanted, repeated calls and letters from NCO Financial Services debt collection? A Debt Help Lawyer could help you stop debt collection by NCO Financial even for debts actually owe!Options include paying a reduced portion of the debt through “debt settlement” in exchange for a “paid in full” status, FDCPA litigation if NCO violated your FDCPA rights, or bankruptcy. Don’t just put up with debt collector abuse from NCO Financial. Review the information below to find out more about this well known debt collector or fill out our free attorney case review form and get help stopping the calls and letters from NCO!

NCO Financial Collection

( Also goes by the name of NCO Financial or NCO Portfolio Management Collection Agency)
507 Prudential Rd
Horsham, PA 19044-2308
Phone: (215) 441-3000
Fax: (215) 441-3923
Web Address:

If you have received phone calls from any of the phone numbers listed below, it may be NCO Collections Agents calling.

800-709-8625 or 888-804-3488 or 877-803-8009 or 800-541-2742 or 888-688-7929 or 800-445-4918 or 866-569-8956 or 800-218-1175 or 800-448-9576 or 800-684-8429 or 866-429-3592 or 800-976-8307 or 877-871-6484 or 800-735-6588 or 800-220-1942 or 877-778-1799 or 800-227-4000 or 800-807-7809 or 866-626-9112 or 866-425-8131 or 800-967-4100 or 877-252-4534 or 877-202-9074 or 888-691-8955 or 888-259-3021 or 800-437-7403 or 800-383-4761 or 866-360-9791

NCO Group to Pay Largest FCRA Civil Penalty to Date

One of the nation’s largest debt-collection firms will pay $1.5 million to settle Federal Trade Commission charges that it violated the Fair Credit Reporting Act(FCRA) by reporting inaccurate information about consumer accounts to credit bureaus. The civil penalty against Pennsylvania-based NCO Group, Inc. is the largest civil penalty ever obtained in a FCRA case.

According to the FTC’s complaint, defendants NCO Group, Inc.; NCO Financial Systems, Inc.; and NCO Portfolio Management, Inc. violated Section 623(a)(5) of the Fair Credit Reporting Act. The law specifies that any entity that reports information to credit bureaus about a delinquent consumer account that has been placed for collection or written off must report the actual month and year the account first became delinquent. In turn, this date is used by the credit bureaus to measure the maximum seven-year reporting period the FCRA mandates. The provision helps ensure that outdated debts – debts that are beyond this seven-year reporting period – do not appear on a consumer’s credit report. Violations of this provision of the FCRA are subject to civil penalties of $2,500 per violation.

The FTC charges that NCO reported accounts using later-than-actual delinquency dates. Reporting later-than-actual dates may cause negative information to remain in a consumer’s credit file beyond the seven-year reporting period permitted by the FCRA for most information. When this occurs, consumers’ credit scores may be lowered, possibly resulting in their rejection for credit or their having to pay a higher interest rate.

NCO, NCO Financial and NCO Group are copyrights held by NCO Group which this site is not affiliated with. – any opinions expressed herein are just that, opinions, and this site is merely a source for any consumers aggrieved by NCO to seek information and help.


About Debt Help Lawyers

Debt help lawyers want to help consumers fight back against debt collection agencies that use unfair debt collection practices including harassment in attempt to collect debts. Debt collection companies who use harassment including harassing phone calls and harassing debt collection letters are breaking consumer protection laws for debt collection. You have rights and can fight back against these debt collection corporations, contact the Debt Help Lawyers on this site today for help with abusive debt collectors, for help settling your debts for less than you owe (debt settlement), for assistance with wage garnishment or debt collection lawsuits, for advice on filing bankruptcy or to adjust your home loan!

Comments About NCO Financial Systems Inc


By: Jane Doe

NCO finance has called my home since 1994. They have harassed me and harassed me over a so called debt. They are the 3rd party in this matter. I was told not to even bother contacting them because any tidbit of information could be grounds to sue me. Lots of luck. I am retired. I have no plans to deal with these scumbags. Harassed for this amount of time is disgusting. It is against the law. I don’t owe them anything.


By: Jewell D. Rowland

I an a Retired disabled Veteran That is Furnished 100% of everything from the VAMC in Jackson MS. I had a Vehicle Accident on January 6Th. of 2009. I was Classified as a Trauma Case and was transported to “UMC” for treatment instead of the VAMC. I informed the billing originator that I was a Ward of the Federal Government, that their billing needed to be routed through UMC’S Central Billing and the VA would Pay. They did not and they didn’T get payed and sold it to a collection agency. The NCO Association sends Correspondence by Mail and called as many as six times on 09/22/2009. They need to Cease and Desist.


By: Jackson

NCO has been contacting me about a debt that I already paid directly to the creditor. I sent them proof of payment by USPS certified letter. The recipient of the letter illegibly signed his/her name and didn’t not print his/her name as required by certified mail. When I called NCO to verify that they received my proof of payment the claim to never have received it. These guys are worse than mafia. Thank God I’ve documented everything. Time to sue NCO.


By: atul

The society is facing problems with such laws. This has to go legal and it’s needed to be sorted at the earlier.

Really Harashing

By: Michell

What i have face it is really bad way of collection. Yeah , i agree that their job is to collect to money but they should also know that the way that they use is really bad.They should understand this.

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