Fair Debt Collection
Asset Acceptance LLC Address
28405 Van Dyke Avenue
Warren, Michigan 48092
Phone: (586) 446-7818
Fax: (586) 846-7837
Web Address: www.assetacceptance.com
Other Asset Acceptance Offices/Numbers:
10500 Highway 281 N. Ste 150
San Antonio, Texas 78216
Phone: (210) 979-3600
Fax: (210) 979-3659
410 846-2502
Asset Acceptance
940 Franklin Square Dr.
Nottingham, MD 21236
(410) 933-0960 (410) 931-3044
Asset Acceptance – Cleveland, OH office
600 West Resource Drive, Independence, OH 4131
(216) 661-6152, (216) 485-8400 and (216) 661-0165.
Asset Acceptance Collection Corporation Debt Collectors purchase old portfolios of mostly valueless charged-off accounts for pennies on the dollar. Once they have assumed the portfolio, they appear to inflate the value by sending out collection notices and attempting to collect on these old debts at a sky high profit.
Under federal law, the Fair Credit Reporting Act (FCRA) states that an account may ONLY stay on a credit report for seven years. Asset Acceptance Corporation has allegedly been known to report to the credit bureaus that you made a payment on this old account which would than give them the right to “turn the clock back” so they can start collecting on this debt again. This is a violation of your rights.
Another of the alleged illegal and seamy tactics that Asset Acceptance uses is calling you about the $50-$75 payment they say you just made on the debt they are attempting to collect though this is NOT the truth, you did not make any recent payments on the debt in question! They hope to get you to act and indeed make a payment which would reset the clock on the statute of limitations on the debt back to day 1. Thus, Asset could continue to call and attempt to collect from you though initially this particular debt/amount was outside of the Statue of Limitations, or the period of time in which they could legally collect it from you! Under federal law or the Fair Credit Reporting Act (FCRA), an account may ONLY stay on a credit report for seven years!
Contact a Debt Help Lawyer if Asset Acceptance is bothering you, call 888-332-7252 for a FREE attorney consult and case review or submit your information online now for a free case review.
Comments about Asset Acceptance Corporation
sued by Asset Acceptance
By: Daisey
I was sued in 2006 by Asset Acceptance Corporation. It was either pay them off through an attorney that they hired or appear in court. I chose to pay them off because the summons was talking about garnishing my wages.I had to borrow the money from a relati
Payed dept
By: David H Stensvold
I have paid off my debt on both my master card and my visa. However it is still affecting my credit score. This needs to be posted so it does not effect my credit. Please respond.. David H Stensvold. Thank you.
Mr
By: Eduard Pol
Asset Acceptance LLC has put a hold in a checking account and savings account from bank of america.I had filled for chapter 13 about 4 years ago but i was not able to make the monthly payments.
individual
By: Clifford Carter
They have filed papers in the distric court of Tulsa county State of Oklahoma.
Case NO. CS-2007-8753 THE OWNER OF THIS CREDIT CARD IS MIKE HARDMAN and I have his contact information. He added me on as a second party back in the early 1990’s. He ran up the
Not sure
By: Kareen Knapp
Asset Acceptance sued me a few years ago and we agreed to payment arrangements of $10/mo towards $1200 of the principle. I have paid faithfully for 4+ years and apparently I forgot to pay the last 2 payments so they sent me an “affidavit of non-compliance
asset
By: Debra cox
I have been paying asset for a few years i think the rae unfare. i sign nothing and i probly did verbly say yes to taking the money out but know they wont more money.they are nuts. i thein they are rippig people off.
Medical Assistance
By: annette pintor-nightegale
Since May 2011, I’ve been trying to resolve this issue with no luck. My employer said that they mailed the checks, but Asset has not received them. My obligation was met 5/2/2011 howevcr as of 7/5/2011 $110.00 they are still recieving a check. The amount i
Medical Assistance
By: annette pintor-nightegale
Since May 2011, I’ve been trying to resolve this issue with no luck. My employer said that they mailed the checks, but Asset has not received them. My obligation was met 5/2/2011 howevcr as of 7/5/2011 $110.00 they are still recieving a check. The amount i
Medical Assistance
By: annette pintor-nightegale
Since May 2011, I’ve been trying to resolve this issue with no luck. My employer said that they mailed the checks, but Asset has not received them. My obligation was met 5/2/2011 howevcr as of 7/5/2011 $110.00 they are still recieving a check. The amount i
retired
By: pat williams
I am receiving mail from Asset aceptance l.l.c. Werren,MI. I do not kmow why?
mr.Troy Alvis
By: Troy alvis
Asset acceptance filed a lawsuit against me without trying to work with me to resolve my debt.claimed that they tried to contact me about this debt.now they have summary judgment against me .
Asset Acceptance, LLC
By: David Soler
Today I recieved a letter from Asset Acceptance to settle a debt of 4129.09 for 129.09. This is bill from over ten years ago. What would be the best advice for me in this situation? I’d like to settle it but I was just wondering if these people are officia
debt from Asset Acceptance
By: john oman
I may have had calls previously but do not thing anything recently, i do not remember anything in the mail, i could have missed it? I have had financial issues in the last several years, i am trying to work it out as i can but this i do not remember anyth
Electronic Engineer, Designer (Retired).
By: Ronald Paul Gavisk
Gentlemen:
Regarding Asset Acceptance, they obtained Un-owed Debt from Providian (which original settled with me in Nationwide Lawsuit), and received Default Judgment from Mesa,Arizona, Court 12/15/2003, then in 01/15/2009 Asset Acceptance filed Suit thro
asset acceptance
By: Greg tarizzo
Requested validation of debt from FFG. Sol expires 3-2012. This was originally a providian account sold to wamu then chase then asset acceptance now to Fulton,Friedman,Gulace,LLP.They gave me an address to send the request for validaton letter. One was War
Ms
By: Sharon O’Connor
I explained that we had never been a customer of NICOR, that we have always been a customer of People’s Gas, and they were attempting to collect a bill that dated back to before we owned the property. That meant a different name had to be on their records
Mrs
By: darlene antwine
A judgment has been filed regarding a debt I do owe to Best Buy. I have one income and unable to make the payments. I can work in a samll amount of $50.00 a month if they will accept.
Help
By: Charles C. Patton
They have lawters calling me but the won’t negotiate whit me. In this current economy I can’t afford all this debit..I went threw a divorce and the judge gave me all the bill’s and my ex. got everything she asked for.
Mr
By: Robert Gabbert
They call me daily and fail to produce proof of my signature on any uncollected debt. All they send is unprofessional hand typed letters. His name is Brian Foster. This debt does not show on my credit report as of December 2, 2011. He is being misleading a
harassment
By: anthony jackson
asset acceptance,llc has been harassing me more than eight years for no reason
what title
By: Louise Hayden
i have not even talked to these people. just a summons at my door
what title
By: Louise Hayden
i have not even talked to these people. just a summons at my door
Ms
By: Andrea Hamblin
Asset Acceptance has harrased me for years. Placed a Judgment on my credit report & now are in the process of Garnishment of my wages through my company.
Mr.
By: Sothy Chau
I think this Asset Acceptance Corp is using unfair tactic to collect bad debt that they bought. I’m unemployed for almost a year now. A few weeks ago, I got a letter from them that they’re considering lawsuit against me. I told them I need to fix my credi
Lisa Bowersox case
By: Lisa Bowersox
I have offered a settlement to prevent court at 5000. They have the debt at 10,000 which I disagreed on. But, if limitations is up then legally I shouldn’t have to pay anything. Also, I requested from Chase and Asset Acceptance statements so that I coul
chef
By: andre brown
asking me to pay depts that i cant afford and garnishing my wages need help
Mr.
By: Gary M. Bryant
They are continually calling me, harrassing me, threatening me and being very abusive over a expired/worthless debt. I want them to leave me alone. Please do something about it now!!!!
I CAN NOT TAKE MUCH MORE OF THIS!!!!!
I am 67 years old and retired
Mrs.
By: Robin Seiler
Very unethical, this was a $3000 credit card debt from 10+ years ago. I thought there was a statute of limitations on these debts. I had no notice this was going to happen. I went to the bank to take out some money and it was totally empty. They are as ba
experience
By: Glenna Dozier
They call and ask for your SS#. I do not give that on the phone. They are rude and talk over you and will not listen. I have not received anything in writting from them.
Ms.
By: anita Campbell
I changed my mind. I have what I need. Don’t email me. Sorry to have bothered you.
Negotiate settlement on debt
By: Nancy Jefferson
I have an pre-trial hearing scheduled for the end of this month. I wish to find an agreement before this time with an amount that is reduced or they will accept a monthly payment not to exceed 150.00 per month. I have only my 1100. disability check each
Negotiate settlement on debt
By: Nancy Jefferson
I have an pre-trial hearing scheduled for the end of this month. I wish to find an agreement before this time with an amount that is reduced or they will accept a monthly payment not to exceed 150.00 per month. I have only my 1100. disability check each
President/CEO
By: Lady Theresa Thombs
I disputed the debt owed Balleys 4 years ago. It was removed from credit report. Now, when I am trying to obtain an expansion loan for my business, I find it back on there, and in the need to dispute it again. Balleys is out of business, so the manager
fdcpa violation
By: Wayne Torrisi
I have never delt with this company or received anything in writing from them. however some guy was beating on my door last night around 6pm as i was sleeping did not answer. but then went on line in oc courts and found they filed suit on me 8/9/12 i have
colletion agency question
By: susan schmit
asset acceptance wants payment from my 86 yr old mother from 2006. doesn’t know why or what she didn’t pay for…her name is Faith Anderson and the company that says she owes is Newport News. We have never heard of them. please help
creited card payed off in 2009
By: vickt l nickell
my maden name was vicky hutchings
mr.
By: stuart francke
I hav e rec’d. a MINIMUM of 1 call/ day for the last month from this scum !
I have NO outstanding debt, & no relationship to this company.
All their harassment is inre to a totally unrelated 3rd party.
I suffer from a long term disability, & the constant