Are collectors calling demanding money? Have they been calling several times a day for weeks and harassing you and your family? Are you stressed out and want the calls to stop? Use our free stop calling letter to put the collector on cease and desist notice. Each call after that could be worth $500 to $1,500 under the Telephone Consumer Protection Act (TCPA), and constant harassment may make you a victim of unfair or illegal debt collection tactics under the Fair Debt Collection Practices Act (FDCPA).
According to the Fair Debt Collection Practices Act, 15 USC 1692c, CEASING COMMUNICATION:
If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt.
Feel free to copy and paste the letter below into your word processor.
FREE Sample Letter to Stop Debt Collection Calls
[Date]
[Your name]
[Your return address]
[Debt collector name]
[Debt collector Address]
Re: Account number: _______________
To Whom It May Concern:
I am responding to your recent contact regarding an alleged debt you are trying to collect. Please stop all communication with me and with this address about this debt. [If you dispute the debt, include the following:] I dispute having any obligation for this debt. If you forward or return this debt to another company, please indicate to them that it is disputed. If you report it to a credit bureau (or have already done so), also report that the debt is disputed.
Sincerely,
[Your name]
Feel free to copy and paste the letter below into your word processor.
FREE Sample Letter to Stop Debt Collection Calls
[Date]
[Your name]
[Your return address]
[Debt collector name]
[Debt collector Address]
Re: Account number: _______________
To Whom It May Concern:
I am responding to your recent contact regarding an alleged debt you are trying to collect. You can contact me about this debt, but only in the way I say below. Don’t contact me about this debt in any other way, or at any other time or place. It is inconvenient to me to be contacted except as I authorize below.
You can only contact me at: [Mailing address if you want to get mail]
[Phone number and convenient times if you want to be contacted by phone]
[Email address if you want to get emails]
[If correct, include the following] My employer prohibits me from receiving communications like this at work.
[If you dispute the debt, include the following:] I dispute having any obligation for this debt. If you forward or return this debt to another company, please indicate to them that it is disputed. If you report it to a credit bureau (or have already done so), also report that the debt is disputed.Sincerely,
[Your name]
IMPORTANT: Always send stop calling letters by “official mail – return receipt requested” and keep a copy for your records.
Want assistance settling your debts? Want to lower your interest rate, save hundreds a month and thousands off your total debt, and stop dealing with creditors and collectors? Call 888-332-7252 NOW for a FREE Debt Help consultation and case review!